Get started

How to Login

Log into your account to get started. You can access your account directly from our login page. Once you login, you will be able to use your User ID and Pin/Password. If you do not feel comfortable using your SSN as your initial login, you may contact us to generate a different User ID. Your temporary login is as follows.

  • User ID is your social security number
  • Password is your birthday in the following format MMDDYYYY (ex: 01121987)
 

1

Start contributing

Payroll deducted contributions

  • Login to your account on our home page.
  • Under the Plan Services, click on "Deferral Rate/Amount". There may be 2 options provided depending on your plan, "Change Deferral by Percent" and "Change deferral by Dollar".
  • After you choose to change your Deferral by percent or dollar, click on the "Change Deferral Rate/Amount" to select the specific percent or amount that you would like to contribute from each of your paychecks to your 401k.
  • The next screen will show your current deferral rate/amount and will have a New Value column on the far right for you to select the rate/ amount that you would like to begin contributing.
  • Make the changes you want and then click "Submit Deferral Change"
  • You should then receive a confirmation of your changes. We will notify your payroll department of your deferral rate changes made online.
 

2

Choose investments

  • Login to your account on our home page.
  • Under Plan Services, click "Investment Elections"
  • The next screen will show your "Current %" and the "New %" columns.
  • Make the elections you want in the "New %"
  • Once you make your selections, review your changes and make sure the total at the bottom of the page is 100%.
  • Click on "Submit Investment Elections" at the bottom of the screen.
  • You will then receive a confirmation of your investment election changes. Print this screen for your records.
 

3

Designate beneficiaries

  • Login to your account on our home page.
  • Under Plan Services, click "Beneficiary"
  • Select "Add Beneficiary" and then enter the required information. Click "Continue" when finished.
  • You will be taken to a screen to review your changes. If you need to add more beneficiaries, click on "Add Beneficiary" and repeat steps 1-3 until all desired beneficiaries have been added.
  • When you are done adding beneficiaries, click "Apply Changes" on the review screen.
  • You will then be taken to a screen that reflects all your current beneficiaries. Feel free to make changes to your beneficiaries online at any time.
 

Note to married Participants: You are required by law to have your spouse as 100% Primary Beneficiary. If you choose to have your spouse as less than 100% Primary Beneficiary, you will need to obtain a Designation of Beneficiary form to complete and have your spouse sign the form in the presence of a Notary.